Martial Arts Club Insurance can cover all styles. GET A QUOTE: 03 8601 1124
You may have heard in the past that some disciplines have been left without cover such styles as Muay Thai, Kickboxing, Brazilian Jiu Jutsu and Mixed Martial Arts (MMA). Even now most of the Insurers are restricting the percentage of each art creating many grey areas in the cover. Sounds confusing and hard to work out? Well it doesn’t have to be, just gives us a call and we can help you.
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Types of Insurance available through our network: Public Liability, Professional indemnity, Management Liability, Player Accident / Personal Accident, Income Protection, Business Insurance, Life, Total Permanent Disability -
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#1 Rule -
Don't get caught out with the wrong insurance product as many look the same. There are now a number of general insurance products sold through online platforms that don't cover you for what you do, for example sparring. The drop down box may include martial arts but what they don't inform you that partner drills / sparring is not covered. This type of general business insurance is vary limited in the types of activities it covers with martial arts schools. It is your responsibility to ask the right questions and read the documents to make sure you are fully covered, not when the claim comes in.
Many Insurers simply don’t know what each style teaches so they may discriminate down to a technique and or the amount of contact that is being applied. The worst fear for instructors is to find out at the time of a claim that the insurance does cover their particular claim. Martial Arts Australia (MAA) has been working with insurance companies for over the past 19 years to assist them in creating and maintaining the appropriate coverage for schools and promoters.
MAA are also working with instructors to help make training safer and less of a risk to Insurers. They have also helped make sure all aspects of a martial arts school are covered and that the operating risk is rated appropriately. On the other hand they have been educating instructors as to how the insurance actually works and what they are and are not covered for. There are many types of insurance a school owner can take out and it is a fine balance between being over or under insured depending on one’s budget and their exposure.
It would be safe to say at the moment the higher risk styles are on probation in the eyes of the Insurers so they need to keep their classes safe, train staff / instructors appropriately to follow the right teaching methods
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Mixed Martial Arts MMA is the topic of the decade we could say as it is making a massive impact on the industry with views on both sides of the fence, (good and bad for the industry). Some of the public and Insurers think that MMA is a style to itself, when the reality is we in the industry deem it a combat sport. Its focus for many via its marketing is on competitive combat becoming more of a brand. Participants select the individual arts they feel they need to be successful in the ring / cage such as a striking art from Muay Thai / Karate with Boxing to specialise in hand techniques and then add a grappling or specific ground art such as BJJ / Judo / Wrestling / Sambo to complete their arsenal of weapons.
There is no restriction on what athletes bring to the ring / cage as they may come from a Taekwondo / Kung Fu background and simply add grappling if they think that will work for them. What is not mentioned is around 90% of people training in MMA are doing it for the fitness / self defence aspect rather than getting for the ring / cage. It is seen as a superb way of getting super fit for everyone with an especially high rate of corporate professionals participating.
Martial Arts Australia has been at the forefront of training / education for instructors helping them obtain the right coaching / fitness courses to be deemed qualified to teach in the industry. Membership amongst other things, entitles school owners to get access to vital business documents / risk management policy manuals that help instructors run their schools more professionally, safely and more profitable.